Unlocking Value for your Customers

A customised digital platform to suit the supply chain finance and working capital needs of your esteemed customers. Be it a large corporate or an SME, we can deliver a platform that they need.

Enterprise Programs

A Digital Supply Chain Financing Platform that enables banks & financial institutions to run supply chain financing programs for large corporate clients for their suppliers and vendors.

SME Programs

A Digital Financing Platform that can power banks & FIs to offer SMEs with Trade and Working Capital Financing products digitally along with opportunities to x-sell other banking products.

Ecommerce Programs

An Embedded Finance Platform with APIs that can help e-commerce sellers or merchants on marketplaces and other digital platforms. You can run digital lending programs for them.

BAAS by CredAble

Tech friendly operating platform specially designed for financial institutions

Digital KYC and Onboarding Suite

Enables smooth onboarding experience with E-KYC and digital documentation capabilities.

Embedded Credit Platform

Digital underwriting based on FI’s proprietary credit model.

Digital Documentation

Fully digitised documentation suite enabled with E-sign.

Anchor-Led Supply Chain Finance Program

Customised post-invoice early payment program built for vendors of enterprise clients.

Vendor-Led Supply Chain Finance Program

Platform-based solution for enabling liquidity to vendors, along with validation of the genuineness of the underlying transactions.

Purchase Order Financing

Enabling both digital underwriting for PO financing as well as a platform for digital management of pre- to post-shipment financing.

Receivable Financing Platform

Receivable aggregation platform for dealer/distribution financing.

Loan Management System

Seamless integration that adds a layer or replaces existing LMS, to support the flexible and timely launch of new products by Financial Institutions.

Payment & Reconciliation Platform

Unified payment platform for managing all payment needs of corporates.

Embedded Finance Platform

Unified platform for small businesses to avail trade opportunities as well as embedded finance including loans, forex, insurance, etc.l

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Benefits for Financial Institutions

End to end digital transformation for supply chain finance operations

Reduce Complexities

Optimize Costs

Bridge Various Technology
Gaps

Ensure Faster Delivery

Smoother Implementation and Greater Pay-offs

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What We Deliver

Improved Operational Efficiency

Our Banking-as-a-Service delivers a data-driven solution that drives process efficiency and outperforms with intelligence.

Build Resilience and Increase Business Agility

We help Financial Institutions build resilient, digital-led, agile working capital infrastructure that drives innovation and growth.

Deliver Exceptional Experiences

BAAS provides richer experiences for end users, using technologies that empower them with self-service with capabilities like embedded finance

Why Is Banking as a Service Required

scale and leadership

Started in 2017, Credable today offer a wide range of working capital products across three key ecosystems: Enterprises, Financial Institutions (FIs), and Emerging Coorporates (SMBs)

Disbursements

  • Average monthly disbursements of ₹ 3,000 Cr
  • Over ₹ 22,700 Cr. disbursement processed in FY2022
  • Less than 3% on-book disbursement with 0% NPA

Borrowers

  • Over 1.5L borrowers onboarded on enterprise platforms
  • Over 25K customers onboarded on JIT and Upscale platforms

Partnerships

  • 30+ financial institutions as partners
  • 75+ corporate partners
  • 2 co-branded partnerships with leading banks

Awards & Recognition