Sales Invoice Discounting
Get paid early with your unpaid invoices, meet your expenses and grow your business with CredAble’s Sales Invoice Discounting.
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“CredAble” is a Trade Name for Equentia Financial Service Private Limited.
Businesses On The Platform
of Loans Disbursed
Locations
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What is CredAble’s
Sales Invoice Discounting?
Sales Invoice Discounting helps businesses gain access to working capital by discounting their unpaid sales invoices, enhancing their liquidity and empowering businesses to grow.
- Collateral Free Working Capital
- Competitive Interest Rates
- Faster Approval Process
- Quick Disbursements
Why should you apply for Sales Invoice Discounting with CredAble?
Best
Interest Rates
Secure the best interest rates to discount your sales invoices, without any additional collateral.
Effortless
Application Process
Access capital swiftly with our hassle-free, digital application process.
Improve Your
Cash Flow
Accelerate your cash inflows and get the funds you need to grow your business.
Quick
Approvals
Meet our eligibility criteria and get swift approvals with rapid disbursals.
Dedicated
Relationship Manager
Gain insights into the best financing options for your business with expert advice from our Relationship Managers.
How CredAble’s Sales Invoice Discounting Works?
Contact Us:
Reach us by completing the contact form available .
Dedicated Relationship Manager:
One-on-one conversation with your relationship manager to explore lending solutions for your business needs.
Document Verification and Credit Assessment:
The documents submitted will be verified, and upon approval, a credit limit will be set and approved.
Submit Your Sales Invoice:
Submit the sales invoice you would like to avail funds against. Your relationship manager will verify and ascertain the fundable value.
Enjoy Early Payments:
Get early payments transferred to your working capital account and utilise the funds to grow your business.
Information we need to process your Sales Invoice Discounting application
Document Checklist
Individual & Business
KYC details
Financials for the
previous 3 fiscal years
GSTR details for the
current fiscal year
Sales
Ledger
Bank Account Statements
for the last 12 month
Check Your Credit Readiness
Registered business
2+ years in operation
CredAble Success Stories
Have more questions on Purchase Invoice Discounting?
We’re here to help.
Sales Invoice Discounting is a financing solution that allows business to access funds by leveraging their unpaid customer invoices. It helps maintain steady cash flow and ensures easy access to funds for business operations and growth without waiting for the payment cycle to conclude.
Sales Invoice discounting helps you secure financing against invoices, without the need for additional collateral. Funds can be accessed in advance, improving cash flow and business flexibility. It also helps you extend a credit period to your customers, without having to wait for funds till the due date.
Any business that supplies goods/services can avail the bill discounting services provided by CredAble. Eligibility and amount of discounting is governed by the creditworthiness of the business and the quantum and frequency of transactions with the end client for limit assessment.
The Fast-Track Sales Invoice Discounting Program offers a fast digital journey with limits up to INR 2 crores. You can opt for the regular Sales Invoice Discounting Program if you which to explore larger limits. This also calls for a higher due diligence of business financials.
The duration for establishing a Sales Invoice Discounting arrangement can vary, but generally, approval and funding typically take anywhere from 1 to 2 weeks.
Sales Invoice Discounting is treated as a form of short-term borrowing and is recorded as a liability on the balance sheet. The early payment received against invoices is classified as debt until the end customer makes the payment.
