We are looking for a credit risk professional with an excellent communication who will be joining a dynamic and fast-paced environment. As part of your role, you will be working with cross-functional teams and building ongoing relationships that will also deliver the company’s vision and strategy.
Experience
7 Years+
Location
Bengaluru/Noida/Gurgaon
Employment Type
Full Time
Alright, so you're sold. But who are we?
Diversity and humility are not just big words hung up on the walls. At CredAble, we put people at the heart of everything we do and our core values are the driving force behind our success.
CredAble is an NBFC technology-powered supply chain funding solutions company Leveraging our trade finance expertise, technology platform, and access to 3rd party capital, we arrange funding programs for enterprise supply chains and do direct lending to SMEs. Led by a team of industry experts, CredAble is at the forefront of powering tech-enabled working capital financing. Programs are anchored around enterprise clients, where we provide funding linked to transactions with suppliers (payables) and distributors (receivables). We are series B funded startup with Axis Bank limited as a strategic investor.
You will be responsible for:
- Underwriting function for Credable’s lending business
- Responsible for evaluating credit risk, preparing credit application notes, and presenting to Credit Committee.
- Contributing to the development of the Credit risk framework – risk process and policy, product development, portfolio management, and portfolio monitoring.
- Contributing to the scale-up of Credable’s risk management and underwriting capabilities, to meet the needs of rapidly growing AUM.
- Liaising with senior management on risk, product, and portfolio strategy
- Experience in credit underwriting, preferably SME / SCF.
You will be reporting to:
This position will report directly to the VP of Credit.
What will you bring to the table?
- 5+ years of experience in Underwriting for wholesale lending , Preferably working in Banks or NBFC.
- Ability to crunch data, analyze and present findings from financial statements & data sets.
- Good working knowledge of Excel and Power point along with the ability to present it to senior stakeholders.
- Ability to manage multiple priorities.
- Skilled at working effectively with cross-functional teams in a matrix organization.
- Structured and ability to think on his/her feet
The educational qualification you’ll need:
- CA qualified/ PGDM / MBA – Finance.